43 Circle Beach Road, Madison, CT, 06443 | $999,900

Direct oceanfront year round (1680 square foot) home with your own private sandy beach plus boat dock on separate deeded parcel. Circle Beach is a rare gem in New England's finest CT shoreline community. This property has been well cared for and boasts many updated features; remodeled kitchen, hurricane windows, upgraded electrical panel, "on demand" water heater, central air, propane fireplace insert, and so much more! The main level is designed to maximize the water views with its open kitchen, dining, living space, featuring 3 bedrooms and 2 full bathrooms. The expansive deck is the place you will want to soak in the sun. . . or relax & recharge viewing the magnificent pink sunsets at the end of the day. A flexible lower level great room has many purposes such as home offices, entertainment play room, fitness area, and has often served as a guest overflow sleeping area. Smart income opportunities include; rent home on peak summer weeks or academic rental or seasonal boat dock rental. This home is perfect for everyday living, perfect for entertaining, and perfect for a vacation every day of the year! Enjoy easy breezy kayaking, swimming, paddle boarding, or fishing right off your private sandy beach. Plenty of off street parking. Come see . . . Expect multiple offers.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Lower Level
  • Style: Raised Ranch
  • Year Built: 1965
  • Garage: None,Off Street Parking
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full,Fully Finished,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 840
  • Below Grade Approx. Sq. Feet: 840
  • Acreage: 0.2
  • Est. Taxes: $15,461
  • Lot Desc: Level Lot,On Cul-De-Sac,Open Lot
  • Water Front: Yes
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Daniel Hand
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Electric Dryer
  • MLS#: 24006993
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /mls/24006993/43circlebeachroad_madison_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 French Doors,Tile Floor11X10Main
Bedroom 2 Slate Floor13X10Lower
Eat-In Kitchen Remodeled,Dining Area,Eating Space,French Doors12X10Main
Full Bath Tile FloorMain
Full Bath Slate FloorLower
Great Room Slate Floor29X20Lower
Living Room Remodeled,Gas Log Fireplace,Tile Floor18X17Main
Primary Bedroom Tile Floor12X10Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Lisa DanieleSales Associate

203.996.1011

Lisa.Daniele@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

43 Circle Beach Road, Madison, CT, 06443

$999,900

Lisa Daniele

Sales Associate

William Raveis Real Estate

Phone: 203.996.1011

Lisa.Daniele@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,920 $799,920 $799,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.750% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.377% 6.851% 6.664%
Monthly Tax Payment $1,288 $1,288 $1,288
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,796 $5,188 $6,968
Total Monthly Payment $6,176 $6,568 $8,348

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.