Presented byLisa Daniele |
Direct oceanfront year round (1680 square foot) home with your own private sandy beach plus boat dock on separate deeded parcel. Circle Beach is a rare gem in New England's finest CT shoreline community. This property has been well cared for and boasts many updated features; remodeled kitchen, hurricane windows, upgraded electrical panel, "on demand" water heater, central air, propane fireplace insert, and so much more! The main level is designed to maximize the water views with its open kitchen, dining, living space, featuring 3 bedrooms and 2 full bathrooms. The expansive deck is the place you will want to soak in the sun. . . or relax & recharge viewing the magnificent pink sunsets at the end of the day. A flexible lower level great room has many purposes such as home offices, entertainment play room, fitness area, and has often served as a guest overflow sleeping area. Smart income opportunities include; rent home on peak summer weeks or academic rental or seasonal boat dock rental. This home is perfect for everyday living, perfect for entertaining, and perfect for a vacation every day of the year! Enjoy easy breezy kayaking, swimming, paddle boarding, or fishing right off your private sandy beach. Plenty of off street parking. Come see . . . Expect multiple offers.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | French Doors,Tile Floor | 11X10 | Main |
Bedroom 2 | Slate Floor | 13X10 | Lower |
Eat-In Kitchen | Remodeled,Dining Area,Eating Space,French Doors | 12X10 | Main |
Full Bath | Tile Floor | Main | |
Full Bath | Slate Floor | Lower | |
Great Room | Slate Floor | 29X20 | Lower |
Living Room | Remodeled,Gas Log Fireplace,Tile Floor | 18X17 | Main |
Primary Bedroom | Tile Floor | 12X10 | Main |
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Sales Associate
William Raveis Real Estate
Phone: 203.996.1011
Lisa.Daniele@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,920 | $799,920 | $799,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,288 | $1,288 | $1,288 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,796 | $5,188 | $6,968 |
Total Monthly Payment | $6,176 | $6,568 | $8,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.